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The Importance Of Picking A Mortgage Company That Has An Interest Rate Lock Program

by Ashley Baker | Mar 23, 2022 | Mortgage Qualifying

What is a mortgage rate lock? This refers to a contract between an interest rate lock mortgage company and a borrower that permits the borrower to retain a fixed interest rate for a given period. The locked rate is safeguarded against increasing during that period....
How Do Mortgage Interest Rates Affect Your Monthly Payment?

How Do Mortgage Interest Rates Affect Your Monthly Payment?

by UpDwell Homes | Sep 15, 2015 | Home Financing, Mortgage Qualifying, New Homes in Utah

Just how important is the interest rate you receive when getting a new mortgage loan in Utah? Because your monthly mortgage payment includes both the monthly interest you owe on your outstanding loan balance and a portion of the principal itself, the interest rate on...
Is it Time to Buy Instead of Rent?

Is it Time to Buy Instead of Rent?

by UpDwell Homes | Feb 20, 2015 | Home Financing, Mortgage Qualifying, New Homes in Utah, Uncategorized, Utah Real Estate Market

Over the past few years there has been a lot of bad news when it comes to the housing market. With the economic crisis and the real estate tumble many home owners lost their homes to foreclosure and even many more have been under water for the last few years. For...
Improving Your Credit Score

Improving Your Credit Score

by UpDwell Homes | Oct 4, 2013 | Home Financing, Mortgage Qualifying, New Homes in Utah, Utah Real Estate Market

Article by Wane Workman – Branch Manager at Academy Mortgage – www.academymortgage.com/waneworkman While this article provides some basic information about improving your credit score, Academy Mortgage and its employees do not provide credit repair or credit...

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